Administrative practices of money in university students of the career of Public Accountant

Abstract

Financial education is a tool that helps people to make personal economic decisions, this training provides knowledge, methods and skills that aid in personal economic planning, and can also help to achieve economic goals in the short, medium and long term with the application of credit, if necessary. However, a large percentage of the population is currently not financially educated. The objective of this work is to identify the level of knowledge of financial education that students of the Public Accountant career acquired in their training path, in order to detect which variables they have assimilated from the context. The main findings are described: they have professional knowledge focused on business administration, such as the benefits of having a savings account, saving every time they receive money, however, they personally do not have one such account; regarding credit, they know the benefits and obligations contracted by financing, and despite that, they ignore the places to request it; on the subject of unnecessary expenses, their expressed conceptions are that carrying them out leaves an economic deficit, however only 31% avoid them; when asked about making a budget, only 44% know how to do it, and 81% would like to know how to distribute their money. The results of this study group show they possess the professional technical concepts, which they exclude from their personal practice.